Investor Tools

Investment Calculator

Estimate potential returns on Charleston investment properties. Adjust purchase price, financing, and rental income to project cash flow, cap rate, and cash-on-cash return.

Purchase & Financing

$
%
%
yr
%

Rental Income

$
$

Operating Expenses

$
$
$
%
%
%

Monthly Cash Flow

-$754

Annual Cash Flow

-$9,053

Total Investment

$103,500

Cap Rate

4.43%

Net Operating Income ÷ Price

Cash-on-Cash

-8.75%

Annual Cash Flow ÷ Investment

Gross Yield

7.47%

Annual Rent ÷ Price

Monthly Breakdown

Gross Rental Income$2,800
Vacancy Loss-$140
Effective Income$2,660
Mortgage (P&I)-$2,275
Property Tax-$300
Insurance-$100
HOA$0
Maintenance-$375
Property Management-$224
Net Cash Flow-$754

Financing Summary

Down Payment

$90,000

Loan Amount

$360,000

Monthly Mortgage

$2,275

Annual NOI

$19,932

DSCR

0.67x

Closing Costs

$13,500

These estimates are for illustrative purposes only and do not constitute financial advice. Actual returns vary based on market conditions, property specifics, and tax implications. Consult a financial advisor before making investment decisions.